top of page



Retirement planning is not just about growing your savings - it’s about preserving your legacy.  True retirement planning requires that you develop a deep understanding of the concepts surrounding inflation, taxation and risk, and how they affect your wealth and your legacy.  Let us teach you how to make your retirement plan serve you by creating customized goals for your personal capital.  We provide services and opportunities to ensure that your retirement planning gives you a return that rewards your hard work.

We can help increase your understanding of common retirement planning components such as:

  • Social Security

  • Traditional IRA


  • IRA Rollovers and Transfers


Wealth preservation is not about how much money you bring in - it’s about how much you are able to hold on to. 
We take you beyond the obvious wealth preservation products and helps you protect your wealth from it’s three primary enemies - inflation, taxation and risk.  Understanding how the Big Three effect your wealth over the long term is vital to preserving your personal capital and your legacy the right way.  Let us teach you how to grow your wealth and preserve what you already have.

We can help educate you on wealth preservation strategies such as:

  • Insurance Services

  • Annuities

  • Tax Savings

  • Multi-Generational Wealth Transfer

  • Account Rollover


What is a 401K and IRA Rollover?

Depending on your financial circumstances, you may be able to transfer money between your retirement accounts without paying tax penalties, a process known as a 401K and IRA Rollover.  We can help you discern whether or not your situation meets the requirements and can assist you in allocating funds from your 401K or IRA appropriately to other vehicles.  Let us help you discover all of your options and personalize your retirement accounts to make your money serve you.

Some benefits of 401K and IRA Rollover are:

  • Your wealth continues to grow, tax deferred.

  • You gain full control of your retirement account.

  • You gain full control of your investment options.

  • You control the level of risk you are willing to take.

  • You can guard your personal capital from any market risk.

  • You can guarantee an income stream for life.


The need for long term care arises when people are not long able to look out for their own well being, and need the assistance to take care of their basic needs.  There are many ways to pay for long term care, but in order to protect yourself from the high costs associated with it, you must be as educated as possible.  We can guide you through the multiple ways that you can prepare for your own long term care and that of your loved ones.  Long term care costs can easily ruin a legacy if not properly prepared for.  Protect your retirement and your family’s assets by letting us teach you how to plan for long term care.

Planning for long term care can protect your wealth by:

  • Protecting your family and retirement from financial ruin.

  • Helping with asset protection planning so you can leave an estate for your loved ones' benefit.

  • Assuring that any long term health care treatment you receive will meet the current standards for long term care.


Living Benefits ensure peace of mind.  We all know someone who has a parent or loved one who can no longer take care of themselves.  Perhaps you even have someone like this in your own family.  Living Benefits can give you piece of mind and help you mitigate the effects that long term care can have on your legacy.  Living Benefits can also help with the escalating costs of medical bills.  Too many terminally ill patients are faced with financial hardship as their health simultaneously declines. The last thing you need when faced with a health crisis is the additional stress of astronomical medical bills.  Living Benefits allow the policy owner to accelerate a portion of the death benefit when the insured is diagnosed with a qualifying critical illness, terminal illness, or chronic illness. 
WE can help you to structure your insurance so that your Living Benefits provide peace of mind in your most trying financial times.

Specific medical conditions that may qualify for the critical illness benefit include:

  • Heart Attack

  • Different Types of Cancer

  • Stroke

  • Major Organ Transplant

  • Kidney Failure

bottom of page